With Everything You Have On Your Plate, Don't Let Worrying About Your Insurance Policies Be One Of Them!

We make it our business to worry about your insurance coverage and costs so you don't have to! Experience the peace of mind that comes from knowing your coverage is exactly what you need based on your needs and budget.

 
With Everything You Have On Your Plate, Don't Let Worrying About Your Insurance Policies Be One Of Them!

We make it our business to worry about your insurance coverage and costs so you don't have to! Experience the peace of mind that comes from knowing your coverage is exactly what you need based on your needs and budget.

What We Can Help You With...

Life Insurance

You are unique, your circumstances change, and you policy should reflect that! On top of this, the life insurance industry has changed drastically over the last several years in the form of lower prices and increased benefits for things like long-term care, heart attack, cancer, stroke and more!

Annuities

If the thought of never outliving your retirement income sounds appealing to you, annuities might be a good fit. HOWEVER, it's not a stagnant product or industry! New and improved products are constantly coming out, meaning you should constantly evaluate to see what will be the most beneficial for you and your situation.

Retirement Taxation

While your Retirement Plan isn't necessarily a "policy," after years of experience we've found that too many people don't understand just how much of their retirement income will go to Uncle Sam in the form of taxes, and that it doesn't have to be that way. A quick review will show you where you're at today, how much you may end up owing in taxes, and how you can avoid that... LEGALLY!

Proudly Serving & Giving Back Wherever Possible...
Our complimentary reviews can show you...
  • Your premium payments can be LOWERED
  • ​You can obtain MORE coverage for less
  • ​"Living Benefits" like LONG-TERM CARE can be added 
  • ​​Your policy is in "Good Standing" and not in danger of being terminated
  • ​Your beneficiaries match your current estate planning goals
  • ​You have TOO MUCH or TOO LITTLE coverage
  • ​You have living benefits you can access TODAY
  • ​You can STOP PAYING the premiums and still have coverage
  • ​How to Keep Uncle Sam Out of Your Wallet
  • ​And more!

"Coming together is a beginning, staying together is progress, and working together is SUCCESS"  -Henry Ford

Why I'm offering this at no cost to you...

"For years, I have made it my passion to worry about other people's finances, so they don't have to! 

And believe it or not, a major part of any financial plan can be life insurance. 

Life insurance is one of the most commonly misunderstood financial products available today, and the flexibility, protection, and opportunity for financial growth is incredible.

The problem?

It's not very well understood by most people, and over 90% of people that buy a life insurance policy NEVER hear from the agent that sold it to them ever again...

Meaning it's hard to evaluate what you have, what else is available, or even know if the policy you were sold is truly the right one for you! 

I know that many people who use this service will simply want to see if what they have matches their needs, goals and budget, and then will go do some shopping on their own...

And that's ok! 

Because a certain percentage of people who go through this process will want help in taking it a step further, to see if there are any other options available that can help them lower their premiums, increase their benefits, or both.

So when you're ready, simply click the button below to get started!

Peace of mind is closer than you think."

-Dallas Richardson

"I almost didn't do it..."
"I thought there was a catch to this and I almost didn't go through the process. I am so glad I did!
I was able to get $500,000 more coverage and my monthly premium went from $1,800 to $1,442."
Debra D.
Spokane, WA
"Always good to get a second opinion..."
"My investment advisor referred me to the “Life Insurance Policy Enhancement Auditor”. I was leery at first, but then I was provided a report from their insurance experts that my current policy is still good for me and my situation. It feels good to have an expert opinion."
Lisa S.
Coeur d'Alene, ID
"My coverage almost lapsed..."
"I had been thinking about my old policies, so I decided "what the heck" let me get try this auditor thing out. Thankfully I did! I didn't realize that my 15-year-old policies were severely underperforming and I was on pace to have them LAPSE in a few years."
John C.
Lewiston, ID
Don't Overpay AND Have Fewer Benefits
Let us worry about your insurance so you don't have to.
Contact Dallas Richardson Directly At: 
(509) 434-8451
CapitolBenefits@outlook.com
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