Did you know that... just like your mortgage, your credit cards, and your car loans can be refinanced with better rates and terms.... so can your existing life insurance policy.
"As your trusted advisors, we know that reviewing your existing life insurance policies is a vital part of the financial planning process. Our team has developed and easy to use auditing tool to securely and efficiently review your existing life insurance policies."
- Dallas Richardson, Financial Advocate & Expert
Introducing the Life Insurance Policy Enhancement Auditor™
The Life Insurance Policy Enhancement Auditor™ will let you know if…
- Your premium payments can be LOWERED
- You can obtain MORE coverage for less
- "Living Benefits" like LONG-TERM CARE can be added
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Your policy is in "Good Standing" and not in danger of being terminated
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Your beneficiaries match your current estate planning goals
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You have TOO MUCH or TOO LITTLE coverage
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You have living benefits you can access TODAY
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You can STOP PAYING the premiums and still have coverage
Almost didn't do it...
"I thought there was a catch to this and I almost didn't go through the process. I am so glad I did!
I was able to get $500,000 more coverage and my monthly premium went from $1,800 to $1,442."
Debra D.
Spokane, WA
Lisa S.
Coeur d'Alene, ID
My coverage almost lapsed...
"I had been thinking about my old policies, so I decided "what the heck" let me get try this auditor thing out. Thankfully I did! I didn't realize that my 15-year-old policies were severely underperforming and I was on pace to have them LAPSE in a few years."
John C.
Lewiston, ID
How It Works...
It's Easy As 1, 2, 3!
1
Click the button below to be taken to a short intake form that will help us understand a little bit more about you, your current policy, and your goals
2
3
We'll present you with a detailed report showing where your policy is performing well, what could be improved on. We will also show you what else is available that could save you money, increase your benefits, or both!
Why I'm offering this at no cost to you...
"For years, I have made it my passion to worry about other people's finances, so they don't have to!
And believe it or not, a major part of any financial plan can be life insurance.
Life insurance is one of the most commonly misunderstood financial products available today, and the flexibility, protection, and opportunity for financial growth is incredible.
The problem?
It's not very well understood by most people, and over 90% of people that buy a life insurance policy NEVER hear from the agent that sold it to them ever again...
Meaning it's hard to evaluate what you have, what else is available, or even know if the policy you were sold is truly the right one for you!
I know that many people who use this service will simply want to see if what they have matches their needs, goals and budget, and then will go do some shopping on their own...
And that's ok!
Because a certain percentage of people who go through this process will want help in taking it a step further, to see if there are any other options available that can help them lower their premiums, increase their benefits, or both.
So when you're ready, simply click the button below to get started!
Peace of mind is closer than you think."
-Dallas Richardson
You may be asking... (FAQs)
Why should I have my policy audited?
It is a WIN-WIN! First, you will learn if your current policy is still the best fit for you. Second, you will learn if their are new benefits, ways to reduce the cost and/or increase your coverage. You can't lose by having your policy audited.
Is my information going to be secure?
Yes, we use the latest encryption technologies to make sure your information is secure. We also DO NOT ask for social security numbers, driver's license information, or any sensitive information.
I’m older and not as healthy as I was … is paying less or getting more coverage still an option?
A lot has changed in the life insurance industry over the last five years. Changes to life expectancy, improved underwriting classifications and new benefits allow older and less healthy people to improve old policies.
If I want to change into a better life insurance policy will I have to do that on my own?
Not if you don't want to. Our team will not only analyze your current policy, but can help you step by step in changing policies if that is what you decide to do.
Who is going analyze my policy?
Only licensed advanced planning and life insurance specialists. Our team has decades of experience, staffed with financial advisors and life insurance professionals that have Juris Doctorates and Master Degrees in Accounting and hold specialized designations such as CLU®, CFP®, ChFC®, CLTC®, and CCFS®.
Find out how much you can save
Take advantage of the major changes in the insurance industry and lower your premium payments, get more coverage, or both.
Have Questions? Contact Dallas Richardson Directly At:
(509) 434-8451
CapitolBenefits@outlook.com
(509) 434-8451
CapitolBenefits@outlook.com
